Benefit Contract

At Thoroughbred Financial Agency, we believe the financial professional is the greatest asset to any organization.

Thoroughbred Financial Agency has partnered with Lincoln Financial Group to provide you generous benefit options and the independence to decide what you need. We empower you to build a stronger, more productive practice – ultimately allowing you to provide a more comprehensive and satisfying experience to your clients!

Choose from the following array of options to determine the package that best suits your need!

  • Basic & Supplemental Group Life & AD&D
  • Spouse & Child Life Insurance
  • Long Term Disability
  • Consumer Driven Health Plan/HSA
  • Dental Coverage
  • Vision Insurance
  • Health Flexible Spending Account
  • Employee Assistance Program
  • Health Advocate Services
  • Agents' Savings & Profit Sharing Plan 401(k)
  • Money Purchase Retirement Plan (qualified plan)
  • Top Earners Plan (non-qualified plan)
  • Lincoln Agents' Deferred Compensation Plan*

*Available to both Affiliated and Independent Producers

For a more in-depth view of the benefits package offered, click here to view the full presentation.

For financial professional use only. Not for use with the public.


Estimate of Annual Company Contributions

Plus – Contributions pre-tax for Supplemental Life, Vision, Dental and Health FSA.
Taxes are deferred on contributions to the Deferred Compensation Plan.
*Please refer to specific slide to determine eligible earnings.
**Assumes Agent & Family Option is chosen under CDHP with $1,000 annual company seed to HSA.
***Based on Net PAP Requirements, not earnings. Example assumes annual PAP in excess of $540,000.