Thoroughbred Financial Agency

CONNECT

Address:

3217 Summit Square Pl Ste 200
Lexington, KY 40509

Phone:

859-254-6406

Fax/Other:

859-254-6678

Our Commitment

Service

  • A management and staff team with over 163 years of experience
     
  • We order your exams
     
  • Obtain your APSs
     
  • Shop your life case
     
  • Follow your pending business until placed
     
  • In house compliance officer

Advanced Sales Help

  • Thoroughbred management team each have different areas of expertise
     
  • Advanced sales hotline- nationwide expertise to call on for advanced help*
     
  • Investment sales desk- analyze brokerage accounts, help with investment case design, product choice, product comparisons or just answer investment related questions*
     
  • Competitive unit- fair and balanced comparison of different companies products and ratings*
     
  • Life sales desk- run illustrations, help with life marketing programs*

Marketing Programs that help you sell Traditional Insurance

  • LifeComp- split dollar proposal and administrative system
     
  • Lifelinc- wealth transfer marketing program
     
  • PAR- Professional Analysis and Review of life insurance
     
  • Premium Finance
     
  • Private finance- private split dollar for estate planning and private split dollar for cash accumulation
     
  • Business Killers Workshop- seminar that helps business owners understand the 6 planning mistakes that can “kill” their business
     
  • Life settlements
     
  • Structured Settlements- structure annuities for settlement of civil suites and annuities that can defer capital gains on the sale of a business
     
  • Concentrated Stock
     
  • Captive Insurance Company
     
  • Access to Eagil Exchange

Local Alliances

  • Relationships with local attorneys that can help with estate and business insurance**

Introduction to marketing partners

  • Property and casualty agencies
     
  • Community banks- a broker dealer compliant program that allows you to split a securities commission with a bank
     
  • CPA program- allows split commission on life cases and advisory fees with CPA firms
     
  • Market Access

Choice of contracts

  • Offer you a non-captive benefits contract
     
  • Independent contract
     
  • Over 30 major life carriers
     
  • Competitive compensation

Joint work opportunities

  • If you have a specialty or niche that other agents can benefit from, we will promote you for joint work, mostly through CE meetings

Continuing Education and Licensing

  • CE Meetings 8 times a year, either in classroom or webinar
     
  • “What's new in our industry” Seminars
     
  • Our pledge, “CE that brings you good sales ideas.”
     
  • Complimentary access to ExamFX for insurance and securities exam preparation.

Benefits of Lincoln Being Your primary Carrier

Premier Partners Program® **

  • Specialized service
     
  • Stock options
     
  • Convention trips

Competitive Underwriting

  • Table shaving
     
  • Guarantee issue and simplified issue program
     
  • Non-cigarette tobacco users get standard non-tobacco rates
     
  • No MD exams
     
  • Use of exam, blood and urinalysis up to 12 months old

Competitive products

  • Guaranteed UL, VUL*** and SUL
     
  • Index Universal Life
     
  • Competitive term at higher face amounts
     
  • MoneyGuard- niche LTC product
     
  • Fixed, Indexed and Long Term Care Annuities
     
  • Variable annuities***- patented I4Life distribution

Financial Planning

  • Financial Profiles software is complimentary, but choice of eMoney, MoneyGuidePro, NaviPlan or Retirement Income Illustrator available through LFS.
     
  • IAR's of LFS can conduct generic financial planning and educational seminars for members of the public, and may charge an attendance fee.
     
  • IAR's of LFS can provide their clients a financial analysis and plan for a fee.
     
  • IAR's of LFS can provide financial consultation services to a client for a fee.

Independent full service Broker Dealer

  • Lincoln Financial Securities is our Broker Dealer and IA
     
  • Advisory solution Custom Wealth Advantage powered by Envestnet
  • National Financial Services is the clearing firm that custodies accounts
    • Streetscape advisor portal available as well as app for mobile devices.
    • MyStreetscape available for client access.


* Offered through Lincoln Financial Group, the marketing name for Lincoln National Corporation and its affiliates.

** Qualification Required.  Historical benefits offered.

*** Variable products offered through Representaives of Lincoln Financial Securities

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck